5 CFR § 1650.31 - Age-based withdrawals.

---
identifier: "/us/cfr/t5/s1650.31"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "5 CFR § 1650.31 - Age-based withdrawals."
title_number: 5
title_name: "Administrative Personnel"
section_number: "1650.31"
section_name: "Age-based withdrawals."
chapter_name: "FEDERAL RETIREMENT THRIFT INVESTMENT BOARD"
part_number: "1650"
part_name: "METHODS OF WITHDRAWING FUNDS FROM THE THRIFT SAVINGS PLAN"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "5 U.S.C. 8351, 8432d, 8433, 8434, 8435, 8474(b)(5) and 8474(c)(1)."
regulatory_source: "68 FR 35503, June 13, 2003, unless otherwise noted."
cfr_part: "1650"
---


# 1650.31 Age-based withdrawals.

(a) A participant who has reached age 59
1/2 and who has not separated from Government service is eligible to withdraw all or a portion of his or her vested TSP account balance in a single payment. Unless the withdrawal request is for the entire vested account balance, the entire vested traditional balance, or the entire vested Roth balance, the amount of an age-based withdrawal request must be at least $1,000.

(b) An age-based withdrawal is an eligible rollover distribution, so a participant may request that the TSP record keeper roll over all or a portion of the withdrawal to a traditional IRA, an eligible employer plan, or a Roth IRA in accordance with § 1650.25.

(c) A participant is permitted four age-based withdrawals per calendar year for an account.

[68 FR 35503, June 13, 2003, as amended at 75 FR 24785, May 6, 2010; 77 FR 26427, May 4, 2012; 84 FR 46422, Sept. 4, 2019; 87 FR 31683, May 24, 2022; 89 FR 18534, Mar. 14, 2024]