7 CFR § 4279.227 - Equal Credit Opportunity Act.

---
identifier: "/us/cfr/t7/s4279.227"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "7 CFR § 4279.227 - Equal Credit Opportunity Act."
title_number: 7
title_name: "Agriculture"
section_number: "4279.227"
section_name: "Equal Credit Opportunity Act."
chapter_name: "RURAL BUSINESS-COOPERATIVE SERVICE, DEPARTMENT OF AGRICULTURE"
part_number: "4279"
part_name: "GUARANTEED LOANMAKING"
positive_law: false
currency: "2026-03-24"
last_updated: "2026-03-24"
format_version: "1.1.0"
generator: "[email protected]"
authority: "5 U.S.C. 301; 7 U.S.C. 1989: 7 U.S.C. 1932(a); and Public Law 116-136, Division B, Title I."
regulatory_source: "61 FR 67633, Dec. 23, 1996, unless otherwise noted."
cfr_part: "4279"
---


# 4279.227 Equal Credit Opportunity Act.

In accordance with the Equal Credit Opportunity Act (15 U.S.C. 1691, *et seq.*), with respect to any aspect of a credit transaction, neither the Lender nor the Agency will discriminate against any applicant on the basis of race, color, religion, national origin, sex, marital status or age (providing the applicant has the capacity to contract), or because all or part of the applicant's income derives from a public assistance program, or because the applicant has, in good faith, exercised any right under the Consumer Protection Act. The Lender must comply with the requirements of the Equal Credit Opportunity Act as contained in the Federal Reserve Board's Regulation implementing that Act (see 12 CFR part 202) prior to loan closing.