12 CFR § 161.42 - Savings account.

---
identifier: "/us/cfr/t12/s161.42"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "12 CFR § 161.42 - Savings account."
title_number: 12
title_name: "Banks and Banking"
section_number: "161.42"
section_name: "Savings account."
chapter_name: "COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY"
part_number: "161"
part_name: "DEFINITIONS FOR REGULATIONS AFFECTING ALL SAVINGS ASSOCIATIONS"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "12 U.S.C. 1462a, 1463, 1464, 1467a, 5412(b)(2)(B)."
regulatory_source: "76 FR 49043, Aug. 9, 2011, unless otherwise noted."
cfr_part: "161"
---


# 161.42 Savings account.

The term *savings account* means any withdrawable account, except a demand account as defined in § 161.16 of this chapter, a tax and loan account, a note account, a United States Treasury general account, or a United States Treasury time deposit-open account.