12 CFR § 22.6 - Required use of standard flood hazard determination form.

---
identifier: "/us/cfr/t12/s22.6"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "12 CFR § 22.6 - Required use of standard flood hazard determination form."
title_number: 12
title_name: "Banks and Banking"
section_number: "22.6"
section_name: "Required use of standard flood hazard determination form."
chapter_name: "COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY"
part_number: "22"
part_name: "LOANS IN AREAS HAVING SPECIAL FLOOD HAZARDS"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "12 U.S.C. 93a, 1462a, 1463, 1464, and 5412(b)(2)(B); 42 U.S.C. 4012a, 4104a, 4104b, 4106, and 4128."
regulatory_source: "80 FR 43240, July 21, 2015, unless otherwise noted."
cfr_part: "22"
---


# 22.6 Required use of standard flood hazard determination form.

(a) *Use of form.* A national bank or Federal savings association shall use the standard flood hazard determination form developed by the Administrator of FEMA when determining whether the building or mobile home offered as collateral security for a loan is or will be located in a special flood hazard area in which flood insurance is available under the Act. The standard flood hazard determination form may be used in a printed, computerized, or electronic manner. A national bank or Federal savings association may obtain the standard flood hazard determination form from FEMA's Web site at *www.fema.gov.*

(b) *Retention of form.* A national bank or Federal savings association shall retain a copy of the completed standard flood hazard determination form, in either hard copy or electronic form, for the period of time the bank or savings association owns the loan.