Title 12, Part 25 — Community Reinvestment Act and Interstate Deposit Production Regulations

Authority, purposes, and scope.

Definitions.

Consideration of community development loans, community development investments, and community development services.

Community development illustrative list; Confirmation of eligibility.

Impact and responsiveness review of community development loans, community development investments, and community development services.

Facility-based assessment areas.

Retail lending assessment areas.

Outside retail lending areas.

Areas for eligible community development loans, community development investments, and community development services.

[Reserved]

Evaluation of CRA performance in general.

Retail lending test.

Retail services and products test.

Community development financing test.

Community development services test.

Limited purpose banks and savings associations.

Strategic plan.

Assigned conclusions and ratings.

Small bank and savings association performance evaluation.

Intermediate bank and savings association performance evaluation.

Effect of CRA performance on applications.

Data collection, reporting, and disclosure.

Content and availability of public file.

Public notice by banks and savings associations.

Publication of planned examination schedule.

Public engagement.

Applicability dates and transition provisions.

Purpose and scope.

Definitions.

Loan-to-deposit ratio screen.

Credit needs determination.

Sanctions.