Title 12, Part 43 — Credit Risk Retention
22 sections
Section 43.1
Authority, purpose, scope, and reservation of authority.
Section 43.2
Definitions.
Section 43.3
Base risk retention requirement.
Section 43.4
Standard risk retention.
Section 43.5
Revolving pool securitizations.
Section 43.6
Eligible ABCP conduits.
Section 43.7
Commercial mortgage-backed securities.
Section 43.8
Federal National Mortgage Association and Federal Home Loan Mortgage Corporation ABS.
Section 43.9
Open market CLOs.
Section 43.10
Qualified tender option bonds.
Section 43.11
Allocation of risk retention to an originator.
Section 43.12
Hedging, transfer and financing prohibitions.
Section 43.13
Exemption for qualified residential mortgages.
Section 43.14
Definitions applicable to qualifying commercial loans, qualifying commercial real estate loans, and qualifying automobile loans.
Section 43.15
Qualifying commercial loans, commercial real estate loans, and automobile loans.
Section 43.16
Underwriting standards for qualifying commercial loans.
Section 43.17
Underwriting standards for qualifying CRE loans.
Section 43.18
Underwriting standards for qualifying automobile loans.
Section 43.19
General exemptions.
Section 43.20
Safe harbor for certain foreign-related transactions.
Section 43.21
Additional exemptions.
Section 43.22
Periodic review of the QRM definition, exempted three-to-four unit residential mortgage loans, and community-focused residential mortgage exemption.