12 CFR § 50.100 - Net stable funding ratio.

---
identifier: "/us/cfr/t12/s50.100"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "12 CFR § 50.100 - Net stable funding ratio."
title_number: 12
title_name: "Banks and Banking"
section_number: "50.100"
section_name: "Net stable funding ratio."
chapter_name: "COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY"
part_number: "50"
part_name: "LIQUIDITY RISK MEASUREMENT STANDARDS"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "12 U.S.C. 1  93a, 481, 1818, 1828, and 1462"
regulatory_source: "79 FR 61523, 61538, Oct. 10, 2014, unless otherwise noted."
cfr_part: "50"
---


# 50.100 Net stable funding ratio.

(a) *Minimum net stable funding ratio requirement.* A national bank or Federal savings association must maintain a net stable funding ratio that is equal to or greater than 1.0 on an ongoing basis in accordance with this subpart.

(b) *Calculation of the net stable funding ratio.* For purposes of this part, a national bank's or Federal savings association's net stable funding ratio equals:

(1) The national bank's or Federal savings association's available stable funding (ASF) amount, calculated pursuant to § 50.103, as of the calculation date; divided by

(2) The national bank's or Federal savings association's required stable funding (RSF) amount, calculated pursuant to § 50.105, as of the calculation date.