12 CFR § 6.22 - Response to notice.

---
identifier: "/us/cfr/t12/s6.22"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "12 CFR § 6.22 - Response to notice."
title_number: 12
title_name: "Banks and Banking"
section_number: "6.22"
section_name: "Response to notice."
chapter_name: "COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY"
part_number: "6"
part_name: "PROMPT CORRECTIVE ACTION"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "12 U.S.C. 93a, 1831o, 5412(b)(2)(B)."
regulatory_source: "78 FR 62275, Oct. 11, 2013, unless otherwise noted."
cfr_part: "6"
---


# 6.22 Response to notice.

(a) *Time for response.* A national bank or Federal savings association may file a written response to a notice of intent to issue a directive within the time period set by the OCC. The date shall be at least 14 calendar days from the date of the notice unless the OCC determines that a shorter period is appropriate in light of the financial condition of the national bank or Federal savings association or other relevant circumstances.

(b) *Content of response.* The response should include:

(1) An explanation why the action proposed by the OCC is not an appropriate exercise of discretion under section 38;

(2) Any recommended modification of the proposed directive; and

(3) Any other relevant information, mitigating circumstances, documentation, or other evidence in support of the position of the national bank or Federal savings association regarding the proposed directive.

(c) *Failure to file response.* Failure by a national bank or Federal savings association to file with the OCC, within the specified time period, a written response to a proposed directive shall constitute a waiver of the opportunity to respond and shall constitute consent to the issuance of the directive.