Title 12, Part 7 — Activities and Operations

Activities that are part of, or incidental to, the business of banking.

National bank acting as general insurance agent.

National bank and Federal savings association acting as finder.

Money lent by a national bank at banking offices or at facilities other than banking offices.

Establishment of a loan production office by a national bank.

[Reserved]

Loan agreement providing for a national bank or Federal savings association share in profits, income, or earnings or for stock warrants.

National Bank Acceptances.

Preparation by a national bank of income tax returns for customers or public.

[Reserved]

Postal services by national banks and Federal savings associations.

National bank acting as payroll issuer.

Establishment, operation, or use of a messenger service by a national bank.

Sale of money orders at nonbanking outlets by a national bank.

National bank and Federal savings association investments in small business investment companies.

Independent undertakings issued by a national bank or Federal savings association to pay against documents.

National bank as guarantor or surety on indemnity bond.

National bank automatic payment plan accounts.

Purchase of open accounts by a national bank.

Financial literacy programs not branches of national banks.

National banks' authority to buy and sell exchange, coin, and bullion.

Federal savings associations, prohibition on industrial or commercial metal dealing or investing.

National bank or Federal savings association ownership of property.

Tax equity finance transactions by national banks and Federal savings associations.

National bank and Federal savings association payment system memberships.

Establishment and operation of a remote service unit by a national bank.

Establishment and operation of a deposit production office by a national bank.

Combination of national bank loan production office, deposit production office, and remote service unit.

Permissible derivatives activities for national banks.

National bank corporate governance.

National bank adoption of anti-takeover provisions.

National bank director or attorney as proxy.

National bank shareholder meetings; Board of directors meetings.

Honorary national bank directors or advisory boards.

Ownership of stock necessary to qualify as director of a national bank.

Cumulative voting in election of national bank directors.

Filling vacancies and increasing board of directors of a national bank other than by shareholder action.

Oath of national bank directors.

Quorum of a national bank board of directors; proxies not permissible.

National bank directors' responsibilities.

National bank compensation plans.

President as director of a national bank.

Fidelity bonds covering national bank officers and employees.

Indemnification of national bank and Federal savings association institution-affiliated parties.

National bank cashier.

Restricting transfer of national bank stock and record dates; stock certificates.

Loans secured by a national bank's own shares.

National bank preemptive rights.

National bank voting trusts.

National bank reverse stock splits.

Staggered terms for national bank directors and size of bank board.

Capital stock-related activities of a national bank.

National bank and Federal savings association operating hours and closings.

Sharing national bank or Federal association space and employees.

Visitorial powers with respect to national banks.

Charging interest by national banks at rates permitted competing institutions; charging interest to corporate borrowers.

National bank charges.

[Reserved]

Deposit-taking by national banks.

Lending by national banks.

[Reserved]

Applicability of state law and visitorial powers to Federal savings associations and subsidiaries.

Scope.

Electronic activities that are incidental to the business of banking.

Furnishing of products and services by electronic means and facilities.

Composite authority to engage in electronic activities.

Sale of excess electronic capacity and by-products.

National bank acting as digital certification authority.

Data processing.

Correspondent services.

Location of a national bank conducting electronic activities.

Location under 12 U.S.C. 85 of national banks operating exclusively through the Internet.

Shared electronic space.