Title 12, Part 226 — Truth in Lending (Regulation Z)
56 sections
Section 226.1
Authority, purpose, coverage, organization, enforcement, and liability.
Section 226.2
Definitions and rules of construction.
Section 226.3
Exempt transactions.
Section 226.4
Finance charge.
Section 226.5
General disclosure requirements.
Section 226.5a
Credit and charge card applications and solicitations.
Section 226.5b
Requirements for home equity plans.
Section 226.6
Account-opening disclosures.
Section 226.7
Periodic statement.
Section 226.8
Identifying transactions on periodic statements.
Section 226.9
Subsequent disclosure requirements.
Section 226.10
Payments.
Section 226.11
Treatment of credit balances; account termination.
Section 226.12
Special credit card provisions.
Section 226.13
Billing error resolution.
Section 226.14
Determination of annual percentage rate.
Section 226.15
Right of rescission.
Section 226.16
Advertising.
Section 226.17
General disclosure requirements.
Section 226.18
Content of disclosures.
Section 226.19
Certain mortgage and variable-rate transactions.
Section 226.20
Subsequent disclosure requirements.
Section 226.21
Treatment of credit balances.
Section 226.22
Determination of annual percentage rate.
Section 226.23
Right of rescission.
Section 226.24
Advertising.
Section 226.25
Record retention.
Section 226.26
Use of annual percentage rate in oral disclosures.
Section 226.27
Language of disclosures.
Section 226.28
Effect on State laws.
Section 226.29
State exemptions.
Section 226.30
Limitation on rates.
Section 226.31
General rules.
Section 226.32
Requirements for certain closed-end home mortgages.
Section 226.33
Requirements for reverse mortgages.
Section 226.34
Prohibited acts or practices in connection with credit subject to § 226.32.
Section 226.35
Prohibited acts or practices in connection with higher-priced mortgage loans.
Section 226.36
Prohibited acts or practices in connection with credit secured by a dwelling.
Section 226.37-226.38
§§ 226.37-226.38 [Reserved]
Section 226.39
Mortgage transfer disclosures.
Section 226.40-226.41
§§ 226.40-226.41 [Reserved]
Section 226.42
Valuation independence.
Section 226.43
Appraisals for higher-priced mortgage loans.
Section 226.44-226.45
§§ 226.44-226.45 [Reserved]
Section 226.46
Special disclosure requirements for private education loans.
Section 226.47
Content of disclosures.
Section 226.48
Limitations on private education loans.
Section 226.51
Ability to Pay.
Section 226.52
Limitations on fees.
Section 226.53
Allocation of payments.
Section 226.54
Limitations on the imposition of finance charges.
Section 226.55
Limitations on increasing annual percentage rates, fees, and charges.
Section 226.56
Requirements for over-the-limit transactions.
Section 226.57
Reporting and marketing rules for college student open-end credit.
Section 226.58
Internet posting of credit card agreements.
Section 226.59
Reevaluation of rate increases.