12 CFR § 310.12 - Penalties.

---
identifier: "/us/cfr/t12/s310.12"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "12 CFR § 310.12 - Penalties."
title_number: 12
title_name: "Banks and Banking"
section_number: "310.12"
section_name: "Penalties."
chapter_name: "FEDERAL DEPOSIT INSURANCE CORPORATION"
subchapter_number: "A"
subchapter_name: "PROCEDURE AND RULES OF PRACTICE"
part_number: "310"
part_name: "PRIVACY ACT REGULATIONS"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "5 U.S.C. 552a."
regulatory_source: "40 FR 46274, Oct. 6, 1975, unless otherwise noted."
cfr_part: "310"
---


# 310.12 Penalties.

Subsection (i)(3) of the Privacy Act of 1974 (5 U.S.C. 552a(i)(3)) imposes criminal penalties for obtaining Corporation records on individuals under false pretenses. The subsection provides as follows:

Any person who knowingly and willfully requests or obtains any record concerning an individual from an agency under false pretenses shall be guilty of a misdemeanor and fined not more than $5,000.