12 CFR § 326.0 - Authority, purpose, and scope.

---
identifier: "/us/cfr/t12/s326.0"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "12 CFR § 326.0 - Authority, purpose, and scope."
title_number: 12
title_name: "Banks and Banking"
section_number: "326.0"
section_name: "Authority, purpose, and scope."
chapter_name: "FEDERAL DEPOSIT INSURANCE CORPORATION"
subchapter_number: "B"
subchapter_name: "REGULATIONS AND STATEMENTS OF GENERAL POLICY"
part_number: "326"
part_name: "MINIMUM SECURITY DEVICES AND PROCEDURES AND BANK SECRECY ACT\ 


  \ COMPLIANCE"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "12 U.S.C. 1813, 1815, 1817, 1818, 1819 (Tenth), 1881-1883, 5412; 31 U.S.C. 5311-5314, 5316-5332.2."
cfr_part: "326"
---


# 326.0 Authority, purpose, and scope.

(a) This part is issued by the Federal Deposit Insurance Corporation (“FDIC”) pursuant to section 3 of the Bank Protection Act of 1968 (12 U.S.C. 1882). It applies to FDIC-supervised insured depository institutions. It requires each institution to adopt appropriate security procedures to discourage robberies, burglaries, and larcenies and to assist in identifying and apprehending persons who commit such acts.

(b) It is the responsibility of the institution's board of directors to comply with this part and ensure that a written security program for the institution's main office and branches is developed and implemented.