12 CFR § 328.7 - Prohibition against receiving deposits at same teller station or window as noninsured institution.

---
identifier: "/us/cfr/t12/s328.7"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "12 CFR § 328.7 - Prohibition against receiving deposits at same teller station or window as noninsured institution."
title_number: 12
title_name: "Banks and Banking"
section_number: "328.7"
section_name: "Prohibition against receiving deposits at same teller station or window as noninsured institution."
chapter_name: "FEDERAL DEPOSIT INSURANCE CORPORATION"
subchapter_number: "B"
subchapter_name: "REGULATIONS AND STATEMENTS OF GENERAL POLICY"
part_number: "328"
part_name: "FDIC OFFICIAL SIGNS, ADVERTISEMENT OF MEMBERSHIP, FALSE ADVERTISING, MISREPRESENTATION OF INSURED STATUS, AND MISUSE OF THE FDIC'S NAME OR LOGO"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "12 U.S.C. 1818, 1819 (Tenth), 1820(c), 1828(a)."
regulatory_source: "71 FR 66102, Nov. 13, 2006, unless otherwise noted."
cfr_part: "328"
---


# 328.7 Prohibition against receiving deposits at same teller station or window as noninsured institution.

(a) *Prohibition.* An insured depository institution may not receive deposits at any teller station or window where any noninsured institution receives deposits or similar liabilities.

(b) *Exception.* This section does not apply to deposits received at an automated teller machine or other remote electronic facility that receives deposits for an insured depository institution, or to deposits facilitated through a digital deposit-taking channel.