12 CFR § 329.100 - Net stable funding ratio.

---
identifier: "/us/cfr/t12/s329.100"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "12 CFR § 329.100 - Net stable funding ratio."
title_number: 12
title_name: "Banks and Banking"
section_number: "329.100"
section_name: "Net stable funding ratio."
chapter_name: "FEDERAL DEPOSIT INSURANCE CORPORATION"
subchapter_number: "B"
subchapter_name: "REGULATIONS AND STATEMENTS OF GENERAL POLICY"
part_number: "329"
part_name: "LIQUIDITY RISK MEASUREMENT STANDARDS"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "12 U.S.C. 1815, 1816, 1818, 1819, 1828, 1831p-1, 5412."
regulatory_source: "79 FR 61523, Oct. 10, 2014, unless otherwise noted."
cfr_part: "329"
---


# 329.100 Net stable funding ratio.

(a) *Minimum net stable funding ratio requirement.* An FDIC-supervised institution must maintain a net stable funding ratio that is equal to or greater than 1.0 on an ongoing basis in accordance with this subpart.

(b) *Calculation of the net stable funding ratio.* For purposes of this part, an FDIC-supervised institution's net stable funding ratio equals:

(1) The FDIC-supervised institution's available stable funding (ASF) amount, calculated pursuant to § 329.103, as of the calculation date; divided by

(2) The FDIC-supervised institution's required stable funding (RSF) amount, calculated pursuant to § 329.105, as of the calculation date.