12 CFR § 331.3 - Application of host State law.

---
identifier: "/us/cfr/t12/s331.3"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "12 CFR § 331.3 - Application of host State law."
title_number: 12
title_name: "Banks and Banking"
section_number: "331.3"
section_name: "Application of host State law."
chapter_name: "FEDERAL DEPOSIT INSURANCE CORPORATION"
subchapter_number: "B"
subchapter_name: "REGULATIONS AND STATEMENTS OF GENERAL POLICY"
part_number: "331"
part_name: "FEDERAL INTEREST RATE AUTHORITY"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "12 U.S.C. 1819(a)(Tenth), 1820(g), 1831d."
regulatory_source: "85 FR 44157, July 22, 2020, unless otherwise noted."
cfr_part: "331"
---


# 331.3 Application of host State law.

The laws of a host State shall apply to any branch in the host State of an out-of-State State bank to the same extent as such State laws apply to a branch in the host State of an out-of-State national bank. To the extent host State law is inapplicable to a branch of an out-of-State State bank in such host State pursuant to the preceding sentence, home State law shall apply to such branch.