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12 CFR § 332.16 - Protection of Fair Credit Reporting Act.

---
identifier: "/us/cfr/t12/s332.16"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "12 CFR § 332.16 - Protection of Fair Credit Reporting Act."
title_number: 12
title_name: "Banks and Banking"
section_number: "332.16"
section_name: "Protection of Fair Credit Reporting Act."
chapter_name: "FEDERAL DEPOSIT INSURANCE CORPORATION"
subchapter_number: "B"
subchapter_name: "REGULATIONS AND STATEMENTS OF GENERAL POLICY"
part_number: "332"
part_name: "PRIVACY OF CONSUMER FINANCIAL INFORMATION"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "12 U.S.C. 1819 (Seventh and Tenth); 15 U.S.C. 6801"
regulatory_source: "65 FR 35216, June 1, 2000, unless otherwise noted."
cfr_part: "332"
---

# 332.16 Protection of Fair Credit Reporting Act.

Nothing in this part shall be construed to modify, limit, or supersede the operation of the Fair Credit Reporting Act (15 U.S.C. 1681 *et seq.*), and no inference shall be drawn on the basis of the provisions of this part regarding whether information is transaction or experience information under section 603 of that Act.