12 CFR § 365.1 - Purpose and scope.

---
identifier: "/us/cfr/t12/s365.1"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "12 CFR § 365.1 - Purpose and scope."
title_number: 12
title_name: "Banks and Banking"
section_number: "365.1"
section_name: "Purpose and scope."
chapter_name: "FEDERAL DEPOSIT INSURANCE CORPORATION"
subchapter_number: "B"
subchapter_name: "REGULATIONS AND STATEMENTS OF GENERAL POLICY"
part_number: "365"
part_name: "REAL ESTATE LENDING STANDARDS"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "12 U.S.C. 1828(o) and 5101"
regulatory_source: "57 FR 62896, 62900, Dec. 31, 1992, unless otherwise noted."
cfr_part: "365"
---


# 365.1 Purpose and scope.

This subpart, issued pursuant to section 304 of the Federal Deposit Insurance Corporation Improvement Act of 1991, 12 U.S.C. 1828(o), prescribes standards for real estate lending to be used by FDIC-supervised institutions in adopting internal real estate lending policies. For purposes of this subpart, the term “FDIC-supervised institution” means any insured depository institution for which the Federal Deposit Insurance Corporation is the appropriate Federal banking agency pursuant to section 3(q) of the Federal Deposit Insurance Act, 12 U.S.C. 1813(q).

[84 FR 31173, July 1, 2019]