Title 12, Part 373 — Credit Risk Retention
22 sections
Section 373.1
Purpose and scope.
Section 373.2
Definitions.
Section 373.3
Base risk retention requirement.
Section 373.4
Standard risk retention.
Section 373.5
Revolving pool securitizations.
Section 373.6
Eligible ABCP conduits.
Section 373.7
Commercial mortgage-backed securities.
Section 373.8
Federal National Mortgage Association and Federal Home Loan Mortgage Corporation ABS.
Section 373.9
Open market CLOs.
Section 373.10
Qualified tender option bonds.
Section 373.11
Allocation of risk retention to an originator.
Section 373.12
Hedging, transfer and financing prohibitions.
Section 373.13
Exemption for qualified residential mortgages.
Section 373.14
Definitions applicable to qualifying commercial loans, qualifying commercial real estate loans, and qualifying automobile loans.
Section 373.15
Qualifying commercial loans, commercial real estate loans, and automobile loans.
Section 373.16
Underwriting standards for qualifying commercial loans.
Section 373.17
Underwriting standards for qualifying CRE loans.
Section 373.18
Underwriting standards for qualifying automobile loans.
Section 373.19
General exemptions.
Section 373.20
Safe harbor for certain foreign-related transactions.
Section 373.21
Additional exemptions.
Section 373.22
Periodic review of the QRM definition, exempted three-to-four unit residential mortgage loans, and community-focused residential mortgage exemption