Title 12, Part 614 — Loan Policies and Operations

Farm Credit Banks.

Agricultural credit banks.

Banks for cooperatives.

Federal land credit associations.

Production credit associations.

Agricultural credit associations.

Federal Agricultural Mortgage Corporation loan participations.

Affiliates established pursuant to section 8.5(e)(1) of the Farm Credit Act of 1971.

Loans and chartered territory—Farm Credit Banks, agricultural credit banks, Federal land bank associations, Federal land credit associations, production credit associations, and agricultural credit associations.

Loans and chartered territory—banks for cooperatives.

Policies governing lending through Federal land bank associations.

Transfer of direct lending authority to Federal land bank associations and agricultural credit associations.

Policies governing extensions of credit to direct lender associations and OFIs.

Funding and discount relationships between Farm Credit Banks or agricultural credit banks and direct lender associations.

Funding and discount relationships between Farm Credit Banks or agricultural credit banks and OFIs.

Lending policies and loan underwriting standards.

Interest rates.

Differential interest rate programs.

Young, beginning, and small farmers and ranchers.

General.

Uninsured voluntary and involuntary accounts.

General requirements.

Certain seasonal commodity loans to cooperatives.

Loans to domestic lessors.

International loans.

Collateral definitions.

Collateral evaluation policies.

Collateral evaluation standards.

Independence requirements.

Evaluation requirements.

Real property evaluations.

Personal and intangible property evaluations.

Professional association membership; competency.

Purchase and sale of interests in loans.

Loan participations.

Borrower stock requirements.

Disclosure to borrowers.

General.

Guaranty agreements.

Definitions.

Computation of lending and leasing limit base.

Farm Credit Banks and agricultural credit banks.

Direct lender associations.

[Reserved]

Banks for cooperatives.

Farm Credit Leasing Services Corporation.

Banks for cooperatives look-through notes.

Computation of obligations.

Attribution rules.

Lending and leasing limit violations.

Transition.

Loan and lease concentration risk mitigation policy.

General requirements.

Loan approval responsibility.

Loans subject to bank approval.

General.

Special loans, production credit associations and agricultural credit associations.

Other financing institution access to Farm Credit Banks and agricultural credit banks for funding, discount, and other similar financial assistance.

Place of discount.

Requirements for OFI funding relationships.

Recourse and security.

Limitation on the extension of funding, discount and other similar financial assistance to an OFI.

Equitable treatment of OFIs and Farm Credit System associations.

Public disclosure about OFIs.

Insolvency of an OFI.

Financing foreign trade receivables.

[Reserved]

Letters of credit.

Guarantees and contracts of suretyship.

Standby letters of credit.

Foreign exchange.

Basic authorities.

Purpose and scope.

Definitions.

Requirement to purchase flood insurance where available.

Exemptions.

Escrow requirement.

Required use of standard flood hazard determination form.

Force placement of flood insurance.

Determination fees.

Notice of special flood hazards and availability of Federal disaster relief assistance.

Notice of servicer's identity.