12 CFR § 749.3 - Vital records center.

---
identifier: "/us/cfr/t12/s749.3"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "12 CFR § 749.3 - Vital records center."
title_number: 12
title_name: "Banks and Banking"
section_number: "749.3"
section_name: "Vital records center."
chapter_name: "NATIONAL CREDIT UNION ADMINISTRATION"
subchapter_number: "A"
subchapter_name: "REGULATIONS AFFECTING CREDIT UNIONS"
part_number: "749"
part_name: "RECORDS PRESERVATION PROGRAM AND APPENDICES—RECORD RETENTION GUIDELINES; CATASTROPHIC ACT PREPAREDNESS GUIDELINES"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "12 U.S.C. 1766, 1783 and 1789, 15 U.S.C. 7001(d)."
regulatory_source: "66 FR 40579, Aug. 3, 2001, unless otherwise noted."
cfr_part: "749"
---


# 749.3 Vital records center.

A vital records center is defined as a storage facility, which may include another federally insured credit union, at any location far enough from the credit union's offices to avoid the simultaneous loss of both sets of records in the event of a catastrophic act. A credit union must maintain or contract with a third party to maintain any equipment or software for its vital records center necessary to access records.

[72 FR 42273, Aug. 2, 2007]