12 CFR § 797.16 - Stay of offset.

---
identifier: "/us/cfr/t12/s797.16"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "12 CFR § 797.16 - Stay of offset."
title_number: 12
title_name: "Banks and Banking"
section_number: "797.16"
section_name: "Stay of offset."
chapter_name: "NATIONAL CREDIT UNION ADMINISTRATION"
subchapter_number: "B"
subchapter_name: "REGULATIONS AFFECTING THE OPERATIONS OF THE NATIONAL CREDIT UNION ADMINISTRATION"
part_number: "797"
part_name: "PROCEDURES FOR DEBT COLLECTION"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "12 U.S.C. 1752a; 5 U.S.C. 5514; 31 U.S.C. 3711, 3716, 3720A, 3720D."
regulatory_source: "73 FR 11341, Mar. 3, 2008, unless otherwise noted."
cfr_part: "797"
---


# 797.16 Stay of offset.

(a) When a creditor agency receives a debtor's request for inspection of agency records, the offset is stayed for 15 calendar days beyond the date set for the record inspection.

(b) When a creditor agency receives a debtor's offer to enter into a repayment agreement, the offset is stayed until the debtor is notified as to whether the proposed agreement is acceptable.

(c) When a review is conducted, the offset is stayed until the creditor agency issues a final written decision. The written decision must be issued within 60 days after receipt of the debtor's request for review.