12 CFR § 797.5 - Authority and scope.
---
identifier: "/us/cfr/t12/s797.5"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "12 CFR § 797.5 - Authority and scope."
title_number: 12
title_name: "Banks and Banking"
section_number: "797.5"
section_name: "Authority and scope."
chapter_name: "NATIONAL CREDIT UNION ADMINISTRATION"
subchapter_number: "B"
subchapter_name: "REGULATIONS AFFECTING THE OPERATIONS OF THE NATIONAL CREDIT UNION ADMINISTRATION"
part_number: "797"
part_name: "PROCEDURES FOR DEBT COLLECTION"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "12 U.S.C. 1752a; 5 U.S.C. 5514; 31 U.S.C. 3711, 3716, 3720A, 3720D."
regulatory_source: "73 FR 11341, Mar. 3, 2008, unless otherwise noted."
cfr_part: "797"
---
# 797.5 Authority and scope.
NCUA may collect a debt owed to the federal government from a person, organization, or other entity by administrative offset, pursuant to 31 U.S.C. 3716, where:
(a) The debt is certain in amount;
(b) Administrative offset is feasible, desirable, and not otherwise prohibited;
(c) The applicable statute of limitations has not expired; and
(d) Administrative offset is in the best interest of the federal government.