12 CFR § 1007.105 - Use of unique identifier.

---
identifier: "/us/cfr/t12/s1007.105"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "12 CFR § 1007.105 - Use of unique identifier."
title_number: 12
title_name: "Banks and Banking"
section_number: "1007.105"
section_name: "Use of unique identifier."
chapter_name: "CONSUMER FINANCIAL PROTECTION BUREAU"
part_number: "1007"
part_name: "S.A.F.E. MORTGAGE LICENSING ACT—FEDERAL REGISTRATION OF RESIDENTIAL MORTGAGE LOAN ORIGINATORS (REGULATION G)"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "12 U.S.C. 5101-5116; 15 U.S.C. 1604(a), 1639b; Pub. L. 111-203, 124 Stat. 1376."
regulatory_source: "76 FR 78487, Dec. 19, 2011, unless otherwise noted."
cfr_part: "1007"
---


# 1007.105 Use of unique identifier.

(a) The covered financial institution shall make the unique identifier(s) of its registered mortgage loan originator(s) available to consumers in a manner and method practicable to the institution.

(b) A registered mortgage loan originator shall provide his or her unique identifier to a consumer:

(1) Upon request;

(2) Before acting as a mortgage loan originator; and

(3) Through the originator's initial written communication with a consumer, if any, whether on paper or electronically.