12 CFR § 1008.101 - Scope of this subpart.

---
identifier: "/us/cfr/t12/s1008.101"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "12 CFR § 1008.101 - Scope of this subpart."
title_number: 12
title_name: "Banks and Banking"
section_number: "1008.101"
section_name: "Scope of this subpart."
chapter_name: "CONSUMER FINANCIAL PROTECTION BUREAU"
part_number: "1008"
part_name: "S.A.F.E. MORTGAGE LICENSING ACT—STATE COMPLIANCE AND BUREAU REGISTRATION SYSTEM (REGULATION H)"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "12 U.S.C. 5101-5116; Pub. L. 111-203, 124 Stat. 1376."
regulatory_source: "76 FR 78487, Dec. 19, 2011, unless otherwise noted."
cfr_part: "1008"
---


# 1008.101 Scope of this subpart.

This subpart describes the minimum standards of the S.A.F.E. Act that apply to a state's licensing and registering of loan originators. This subpart also provides the procedures that the Bureau follows to determine that a state does not have in place a system for licensing and registering mortgage loan originators that complies with the minimum standards. Upon making such a determination, the Bureau will impose the requirements and exercise the enforcement authorities described in subparts C and E of this part.