12 CFR § 1016.16 - Protection of Fair Credit Reporting Act.

---
identifier: "/us/cfr/t12/s1016.16"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "12 CFR § 1016.16 - Protection of Fair Credit Reporting Act."
title_number: 12
title_name: "Banks and Banking"
section_number: "1016.16"
section_name: "Protection of Fair Credit Reporting Act."
chapter_name: "CONSUMER FINANCIAL PROTECTION BUREAU"
part_number: "1016"
part_name: "PRIVACY OF CONSUMER FINANCIAL INFORMATION (REGULATION P)"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "12 U.S.C. 5512, 5581; 15 U.S.C. 6804."
regulatory_source: "76 FR 79028, Dec. 21, 2011, unless otherwise noted."
cfr_part: "1016"
---


# 1016.16 Protection of Fair Credit Reporting Act.

Nothing in this part shall be construed to modify, limit, or supersede the operation of the Fair Credit Reporting Act (15 U.S.C. 1681 *et seq.*), and no inference shall be drawn on the basis of the provisions of this part regarding whether information is transaction or experience information under section 603 of that Act.