Title 12, Part 1022 — Fair Credit Reporting (Regulation V)
45 sections
Section 1022.1
Purpose, scope, and model forms and disclosures.
Section 1022.2
Examples.
Section 1022.3
Definitions.
Section 1022.20
Coverage and definitions.
Section 1022.21
Affiliate marketing opt-out and exceptions.
Section 1022.22
Scope and duration of opt-out.
Section 1022.23
Contents of opt-out notice; consolidated and equivalent notices.
Section 1022.24
Reasonable opportunity to opt out.
Section 1022.25
Reasonable and simple methods of opting out.
Section 1022.26
Delivery of opt-out notices.
Section 1022.27
Renewal of opt-out.
Section 1022.30
Obtaining or using medical information in connection with a determination of eligibility for credit.
Section 1022.31
Limits on redisclosure of information.
Section 1022.32
Sharing medical information with affiliates.
Section 1022.33-1022.37
§§ 1022.33-1022.37 [Reserved]
Section 1022.38
Duty of consumer reporting agencies regarding medical debt information.
Section 1022.40
Scope.
Section 1022.41
Definitions.
Section 1022.42
Reasonable policies and procedures concerning the accuracy and integrity of furnished information.
Section 1022.43
Direct disputes.
Section 1022.50-1022.53
§§ 1022.50-1022.53 [Reserved]
Section 1022.54
Duties of users making written firm offers of credit or insurance based on information contained in consumer files.
Section 1022.55-1022.59
§§ 1022.55-1022.59 [Reserved]
Section 1022.70
Scope.
Section 1022.71
Definitions.
Section 1022.72
General requirements for risk-based pricing notices.
Section 1022.73
Content, form, and timing of risk-based pricing notices.
Section 1022.74
Exceptions.
Section 1022.75
Rules of construction.
Section 1022.80-1022.81
§§ 1022.80-1022.81 [Reserved]
Section 1022.82
Duties of users regarding address discrepancies.
Section 1022.120
[Reserved]
Section 1022.121
Active duty alerts.
Section 1022.122
[Reserved]
Section 1022.123
Appropriate proof of identity.
Section 1022.124-1022.129
§§ 1022.124-1022.129 [Reserved]
Section 1022.130
Definitions.
Section 1022.131-1022.135
§§ 1022.131-1022.135 [Reserved]
Section 1022.136
Centralized source for requesting annual file disclosures from nationwide consumer reporting agencies.
Section 1022.137
Streamlined process for requesting annual file disclosures from nationwide specialty consumer reporting agencies.
Section 1022.138
Prevention of deceptive marketing of free credit reports.
Section 1022.139
[Reserved]
Section 1022.140
Prohibition against circumventing or evading treatment as a consumer reporting agency.
Section 1022.141
Reasonable charges for certain disclosures.
Section 1022.142
Prohibition on inclusion of adverse information in consumer reporting in cases of human trafficking.