12 CFR § 1024.30 - Scope.

---
identifier: "/us/cfr/t12/s1024.30"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "12 CFR § 1024.30 - Scope."
title_number: 12
title_name: "Banks and Banking"
section_number: "1024.30"
section_name: "Scope."
chapter_name: "CONSUMER FINANCIAL PROTECTION BUREAU"
part_number: "1024"
part_name: "REAL ESTATE SETTLEMENT PROCEDURES ACT (REGULATION X)"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "12 U.S.C. 2603-2605, 2607, 2609, 2617, 5512, 5532, 5581."
regulatory_source: "76 FR 78981, Dec. 20, 2011, unless otherwise noted."
cfr_part: "1024"
---


# 1024.30 Scope.

(a) *In general.* Except as provided in paragraphs (b) and (c) of this section, this subpart applies to any mortgage loan, as that term is defined in § 1024.31.

(b) *Exemptions.* Except as otherwise provided in § 1024.41(j), §§ 1024.38 through 1024.41 of this subpart shall not apply to the following:

(1) A servicer that qualifies as a small servicer pursuant to 12 CFR 1026.41(e)(4);

(2) A servicer with respect to any reverse mortgage transaction as that term is defined in § 1024.31; and

(3) A servicer with respect to any mortgage loan for which the servicer is a qualified lender as that term is defined in 12 CFR 617.7000.

(c) *Scope of certain sections.* (1) Section 1024.33(a) only applies to reverse mortgage transactions.

(2) The procedures set forth in §§ 1024.39 through 1024.41 of this subpart only apply to a mortgage loan that is secured by a property that is a borrower's principal residence.

(d) *Successors in interest.* A confirmed successor in interest shall be considered a borrower for purposes of § 1024.17 and this subpart.

[78 FR 10876, Feb. 14, 2013, as amended at 78 FR 60437, Oct. 1, 2013; 78 FR 80104, Dec. 31, 2013; 81 FR 72370, Oct. 19, 2016]