Title 12, Part 1026 — Truth in Lending (Regulation Z)
59 sections
Section 1026.1
Authority, purpose, coverage, organization, enforcement, and liability.
Section 1026.2
Definitions and rules of construction.
Section 1026.3
Exempt transactions.
Section 1026.4
Finance charge.
Section 1026.5
General disclosure requirements.
Section 1026.6
Account-opening disclosures.
Section 1026.7
Periodic statement.
Section 1026.8
Identifying transactions on periodic statements.
Section 1026.9
Subsequent disclosure requirements.
Section 1026.10
Payments.
Section 1026.11
Treatment of credit balances; account termination.
Section 1026.12
Special credit card provisions.
Section 1026.13
Billing error resolution.
Section 1026.14
Determination of annual percentage rate.
Section 1026.15
Right of rescission.
Section 1026.16
Advertising.
Section 1026.17
General disclosure requirements.
Section 1026.18
Content of disclosures.
Section 1026.19
Certain mortgage and variable-rate transactions.
Section 1026.20
Disclosure requirements regarding post-consummation events.
Section 1026.21
Treatment of credit balances.
Section 1026.22
Determination of annual percentage rate.
Section 1026.23
Right of rescission.
Section 1026.24
Advertising.
Section 1026.25
Record retention.
Section 1026.26
Use of annual percentage rate in oral disclosures.
Section 1026.27
Language of disclosures.
Section 1026.28
Effect on state laws.
Section 1026.29
State exemptions.
Section 1026.30
Limitation on rates.
Section 1026.31
General rules.
Section 1026.32
Requirements for high-cost mortgages.
Section 1026.33
Requirements for reverse mortgages.
Section 1026.34
Prohibited acts or practices in connection with high-cost mortgages.
Section 1026.35
Requirements for higher-priced mortgage loans.
Section 1026.36
Prohibited acts or practices and certain requirements for credit secured by a dwelling.
Section 1026.37
Content of disclosures for certain mortgage transactions (Loan Estimate).
Section 1026.38
Content of disclosures for certain mortgage transactions (Closing Disclosure).
Section 1026.39
Mortgage transfer disclosures.
Section 1026.40
Requirements for home equity plans.
Section 1026.41
Periodic statements for residential mortgage loans.
Section 1026.42
Valuation independence.
Section 1026.43
Minimum standards for transactions secured by a dwelling.
Section 1026.44-1026.45
§§ 1026.44-1026.45 [Reserved]
Section 1026.46
Special disclosure requirements for private education loans.
Section 1026.47
Content of disclosures.
Section 1026.48
Limitations on private education loans.
Section 1026.51
Ability to Pay.
Section 1026.52
Limitations on fees.
Section 1026.53
Allocation of payments.
Section 1026.54
Limitations on the imposition of finance charges.
Section 1026.55
Limitations on increasing annual percentage rates, fees, and charges.
Section 1026.56
Requirements for over-the-limit transactions.
Section 1026.57
Reporting and marketing rules for college student open-end credit.
Section 1026.58
Internet posting of credit card agreements.
Section 1026.59
Reevaluation of rate increases.
Section 1026.60
Credit and charge card applications and solicitations.
Section 1026.61
Hybrid prepaid-credit cards.
Section 1026.62
Overdraft credit.