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12 CFR § 1070.56 - Request for amendment of records.

---
identifier: "/us/cfr/t12/s1070.56"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "12 CFR § 1070.56 - Request for amendment of records."
title_number: 12
title_name: "Banks and Banking"
section_number: "1070.56"
section_name: "Request for amendment of records."
chapter_name: "CONSUMER FINANCIAL PROTECTION BUREAU"
part_number: "1070"
part_name: "DISCLOSURE OF RECORDS AND INFORMATION"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "12 U.S.C. 5481  5 U.S.C. 552; 5 U.S.C. 552a; 18 U.S.C. 1905; 18 U.S.C. 641; 44 U.S.C. ch. 31; 44 U.S.C. ch. 35; 12 U.S.C. 3401"
regulatory_source: "78 FR 11503, Feb. 15, 2013, unless otherwise noted."
cfr_part: "1070"
---

# 1070.56 Request for amendment of records.

(a) *Procedures for making request.* (1) If an individual wishes to amend a record that pertains to that individual in a system of records, that individual may submit a request in writing to the Chief Privacy Officer, as set forth in § 1070.53(a). The request shall be labeled “Privacy Act Amendment Request.”

(2) A request for amendment of a record must:

(i) Identify the name of the system of records that the requester believes contains the record for which the amendment is requested, or a description of the nature of the record in detail sufficient to enable CFPB personnel to locate the system of records containing the record with a reasonable amount of effort;

(ii) Specify the portion of that record requested to be amended; and

(iii) Describe the nature and reasons for each requested amendment.

(3) When making a request for amendment of a record, the CFPB will require a requester to verify his or her identity under the procedures set forth in § 1070.53(c), unless the requester has already done so in a related request for access or amendment.

(b) *Burden of proof.* In a request for amendment of a record, the requester bears the burden of proving by a preponderance of the evidence that the record is not accurate, relevant, timely, or complete.