12 CFR § 1070.63 - Use and collection of Social Security numbers.
---
identifier: "/us/cfr/t12/s1070.63"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "12 CFR § 1070.63 - Use and collection of Social Security numbers."
title_number: 12
title_name: "Banks and Banking"
section_number: "1070.63"
section_name: "Use and collection of Social Security numbers."
chapter_name: "CONSUMER FINANCIAL PROTECTION BUREAU"
part_number: "1070"
part_name: "DISCLOSURE OF RECORDS AND INFORMATION"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "12 U.S.C. 5481 5 U.S.C. 552; 5 U.S.C. 552a; 18 U.S.C. 1905; 18 U.S.C. 641; 44 U.S.C. ch. 31; 44 U.S.C. ch. 35; 12 U.S.C. 3401"
regulatory_source: "78 FR 11503, Feb. 15, 2013, unless otherwise noted."
cfr_part: "1070"
---
# 1070.63 Use and collection of Social Security numbers.
The CFPB will ensure that employees authorized to collect information are aware:
(a) That individuals may not be denied any right, benefit, or privilege as a result of refusing to provide their Social Security numbers, unless the collection is authorized either by a statute or by a regulation issued prior to 1975; and
(b) That individuals requested to provide their Social Security numbers must be informed of:
(1) Whether providing Social Security numbers is mandatory or voluntary;
(2) Any statutory or regulatory authority that authorizes the collection of Social Security numbers; and
(3) The uses that will be made of the numbers.