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12 CFR § 1091.110 - Voluntary consent to Bureau's authority.

---
identifier: "/us/cfr/t12/s1091.110"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "12 CFR § 1091.110 - Voluntary consent to Bureau's authority."
title_number: 12
title_name: "Banks and Banking"
section_number: "1091.110"
section_name: "Voluntary consent to Bureau's authority."
chapter_name: "CONSUMER FINANCIAL PROTECTION BUREAU"
part_number: "1091"
part_name: "PROCEDURES FOR SUPERVISORY DESIGNATION PROCEEDINGS"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "12 U.S.C. 5512(b)(1), 5514(a)(1)(C), 5514(b)(7)."
regulatory_source: "90 FR 46040, Sept. 25, 2025, unless otherwise noted."
cfr_part: "1091"
---

# 1091.110 Voluntary consent to Bureau's authority.

(a) At any time, a person and the initiating official may enter into a consent agreement by which the person voluntarily consents to the Bureau's supervisory authority under 12 U.S.C. 5514. The consent agreement shall constitute an order authorized by 12 U.S.C. 5514(a)(1)(C).

(b) A consent agreement under this section does not constitute an admission that a person is a nonbank covered person that is engaging, or has engaged, in conduct that poses risks to consumers with regard to the offering or provision of consumer financial products or services.

(c) A consent agreement may specify a period of time that the person will be subject to the Bureau's authority under 12 U.S.C. 5514. If the consent agreement specifies a period of time, it shall not be eligible for a petition for termination pursuant to § 1091.113. If the consent agreement does not specify a period of time, the consent agreement will continue until terminated pursuant to § 1091.113.

(d) A consent agreement under this section shall state that the person waives any right to judicial review of the consent agreement.

(e) The initiating official encloses a proposed consent agreement with the Notice of Reasonable Cause under § 1091.103(b).