12 CFR § 1209.80 - Inflation adjustments.

---
identifier: "/us/cfr/t12/s1209.80"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "12 CFR § 1209.80 - Inflation adjustments."
title_number: 12
title_name: "Banks and Banking"
section_number: "1209.80"
section_name: "Inflation adjustments."
chapter_name: "FEDERAL HOUSING FINANCE AGENCY"
subchapter_number: "A"
subchapter_name: "ORGANIZATION AND OPERATIONS"
part_number: "1209"
part_name: "RULES OF PRACTICE AND PROCEDURE"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "5 U.S.C. 554, 556, 557, and 701  12 U.S.C. 1430c(d); 12 U.S.C. 4501, 4502, 4503, 4511, 4513, 4513b, 4517, 4526, 4566(c)(1) and (c)(7), 4581-4588, 4631-4641; and 28 U.S.C. 2461 note."
regulatory_source: "76 FR 53607, Aug. 26, 2011, unless otherwise noted."
cfr_part: "1209"
---


# 1209.80 Inflation adjustments.

The maximum amount of each civil money penalty within FHFA's jurisdiction, as set by the Safety and Soundness Act and thereafter adjusted in accordance with the Inflation Adjustment Act, is as follows:

Table 1 to § 1209.80

| U.S. Code citation | Description | Catch-up
adjusted
maximum
penalty
amount |
| --- | --- | --- |
| 12 U.S.C. 4636(b)(1) | First Tier | $14,575 |
| 12 U.S.C. 4636(b)(2) | Second Tier | 72,876 |
| 12 U.S.C. 4636(b)(4) | Third Tier (Regulated Entity or Entity-Affiliated party) | 2,915,057 |
| 12 U.S.C. 4585(b)(1) | Maximum penalty for failure described in section 1345(a)(1), for each day that the failure occurs | 145,754 |
| 12 U.S.C. 4585(b)(2) | Maximum penalty for failure described in section 1345(a)(2), (3), or (4), for each day that the failure occurs | 72,876 |

[90 FR 59965, Dec. 23, 2025]