12 CFR § 1222.29 - Quality control standards.

---
identifier: "/us/cfr/t12/s1222.29"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "12 CFR § 1222.29 - Quality control standards."
title_number: 12
title_name: "Banks and Banking"
section_number: "1222.29"
section_name: "Quality control standards."
chapter_name: "FEDERAL HOUSING FINANCE AGENCY"
subchapter_number: "B"
subchapter_name: "ENTITY REGULATIONS"
part_number: "1222"
part_name: "APPRAISALS"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "12 U.S.C. 3354(b); 12 U.S.C. 4501  12 U.S.C. 4526; and 15 U.S.C. 1639h."
regulatory_source: "78 FR 10446, Feb. 13, 2013, unless otherwise noted."
cfr_part: "1222"
---


# 1222.29 Quality control standards.

Mortgage originators and secondary market issuers that engage in credit decisions or covered securitization determinations themselves, or through or in cooperation with a third-party or affiliate, must adopt and maintain policies, practices, procedures, and control systems to ensure that automated valuation models used in these transactions adhere to quality control standards designed to:

(a) Ensure a high level of confidence in the estimates produced;

(b) Protect against the manipulation of data;

(c) Seek to avoid conflicts of interest;

(d) Require random sample testing and reviews; and

(e) Comply with applicable nondiscrimination laws.