12 CFR § 1254.11 - Pilot programs.
---
identifier: "/us/cfr/t12/s1254.11"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "12 CFR § 1254.11 - Pilot programs."
title_number: 12
title_name: "Banks and Banking"
section_number: "1254.11"
section_name: "Pilot programs."
chapter_name: "FEDERAL HOUSING FINANCE AGENCY"
subchapter_number: "C"
subchapter_name: "ENTERPRISES"
part_number: "1254"
part_name: "VALIDATION AND APPROVAL OF CREDIT SCORE MODELS"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "12 U.S.C. 4511, 4513, 4526 and Sec. 310, Pub. L. 115-174, 132 Stat. 1296."
regulatory_source: "84 FR 41904, Aug. 16, 2019, unless otherwise noted."
cfr_part: "1254"
---
# 1254.11 Pilot programs.
(a) *Pilots permitted; duration of pilots.* An Enterprise may undertake pilot programs to evaluate credit score models. If a pilot program involves a credit score model not in current use by an Enterprise, the credit score model is not required to be approved under this part.
(b) *Prior notice to FHFA.* Before commencing a pilot program, an Enterprise must submit the proposed pilot program to FHFA for review and approval. The Enterprise's submission to FHFA must include a complete and specific description of the pilot program, including its purpose, duration, and scope. FHFA may impose such terms, conditions, or limitations on the pilot program as FHFA determines to be appropriate.