12 CFR § 1282.11 - General.

---
identifier: "/us/cfr/t12/s1282.11"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "12 CFR § 1282.11 - General."
title_number: 12
title_name: "Banks and Banking"
section_number: "1282.11"
section_name: "General."
chapter_name: "FEDERAL HOUSING FINANCE AGENCY"
subchapter_number: "E"
subchapter_name: "HOUSING GOALS AND MISSION"
part_number: "1282"
part_name: "ENTERPRISE HOUSING GOALS AND MISSION"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "12 U.S.C. 4501, 4502, 4511, 4513, 4526, 4561-4566."
regulatory_source: "75 FR 55930, Sept. 14, 2010, unless otherwise noted."
cfr_part: "1282"
---


# 1282.11 General.

(a) *General.* Pursuant to the requirements of the Safety and Soundness Act (12 U.S.C. 4561-4564, 4566), this subpart establishes:

(1) Three single-family owner-occupied purchase money mortgage housing goals, a single-family owner-occupied purchase money mortgage housing subgoal, a single-family refinancing mortgage housing goal, two multifamily housing goals, and a multifamily housing subgoal;

(2) Requirements for measuring performance under the goals; and

(3) Procedures for monitoring and enforcing the goals.

(b) *Annual goals.* Each housing goal shall be established by regulation no later than December 1 of the preceding year, except that any housing goal may be adjusted by regulation to reflect subsequent available data and market developments.

(c) *Severability.* FHFA intends the various provisions of this part to be separate and severable from one another. If any provision of this part, or any application of a provision, is stayed or determined to be invalid or unenforceable, the remaining provisions or applications will continue in effect.

[75 FR 55930, Sept. 14, 2010, as amended at 80 FR 53430, Sept. 3, 2015; 86 FR 73657, Dec. 28, 2021; 89 FR 106275, Dec. 30, 2024; 90 FR 59965, Dec. 23, 2025]