13 CFR § 113.440 - Health and insurance benefits and services.

---
identifier: "/us/cfr/t13/s113.440"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "13 CFR § 113.440 - Health and insurance benefits and services."
title_number: 13
title_name: "Business Credit and Assistance"
section_number: "113.440"
section_name: "Health and insurance benefits and services."
chapter_name: "SMALL BUSINESS ADMINISTRATION"
part_number: "113"
part_name: "NONDISCRIMINATION IN FINANCIAL ASSISTANCE PROGRAMS OF SBA—EFFECTUATION OF POLICIES OF FEDERAL GOVERNMENT AND SBA ADMINISTRATOR"
positive_law: false
currency: "2026-03-24"
last_updated: "2026-03-24"
format_version: "1.1.0"
generator: "[email protected]"
authority: "15 U.S.C. 633, 634, 687, 1691; 20 U.S.C. 1681, 1682, 1683, 1685, 1686, 1687, 1688; 29 U.S.C. 794; Sec. 5, Pub. L. 85-536, 72 Stat. 385, as amended; Sec. 308, Pub. L. 85-699, 72 Stat. 694, as amended."
regulatory_source: "44 FR 20068, Apr. 4, 1979, unless otherwise noted."
cfr_part: "113"
---


# 113.440 Health and insurance benefits and services.

Subject to § 113.235(d), in providing a medical, hospital, accident, or life insurance benefit, service, policy, or plan to any of its students, a recipient shall not discriminate on the basis of sex, or provide such benefit, service, policy, or plan in a manner that would violate §§ 113.500 through 113.550 if it were provided to employees of the recipient. This section shall not prohibit a recipient from providing any benefit or service that may be used by a different proportion of students of one sex than of the other, including family planning services. However, any recipient that provides full coverage health service shall provide gynecological care.