Title 13, Part 123 — Disaster Loan Program
71 sections
Section 123.1
What do these rules cover?
Section 123.2
What are disaster loans and disaster declarations?
Section 123.3
How are disaster declarations made?
Section 123.4
What is a disaster area and why is it important?
Section 123.5
What kinds of loans are available?
Section 123.6
What does SBA look for when considering a disaster loan applicant?
Section 123.7
Are there restrictions on how disaster loans can be used?
Section 123.8
Does SBA charge any fees for obtaining a disaster loan?
Section 123.9
What happens if I don't use loan proceeds for the intended purpose?
Section 123.10
What happens if I cannot use my insurance proceeds to make repairs?
Section 123.11
Does SBA require collateral for any of its disaster loans?
Section 123.12
Are books and records required?
Section 123.13
What happens if my loan application is denied?
Section 123.14
How does the Federal Debt Collection Procedures Act of 1990 apply?
Section 123.15
What if I change my mind?
Section 123.16
How are loans administered and serviced?
Section 123.17
Do other Federal requirements apply?
Section 123.18
Can I request an increase in the amount of a physical disaster loan?
Section 123.19
May I request an increase in the amount of an economic injury loan?
Section 123.20
How long do I have to request an increase in the amount of a physical disaster loan or an economic injury loan?
Section 123.21
What is a mitigation measure?
Section 123.22
Severability.
Section 123.100
Am I eligible to apply for a home disaster loan?
Section 123.101
When am I not eligible for a home disaster loan?
Section 123.102
What circumstances would justify my relocating?
Section 123.103
What happens if I am forced to move from my home?
Section 123.104
What interest rate will I pay on my home disaster loan?
Section 123.105
How much can I borrow with a home disaster loan and what limits apply on use of funds and repayment terms?
Section 123.106
What is eligible refinancing?
Section 123.107
How much can I borrow for post-disaster mitigation for my home?
Section 123.108
How do the SBA disaster loan program and the FEMA grant programs interact?
Section 123.200
Am I eligible to apply for a physical disaster business loan?
Section 123.201
When am I not eligible to apply for a physical disaster business loan?
Section 123.202
How much can my business borrow with a physical disaster business loan?
Section 123.203
What interest rate will my business pay on a physical disaster business loan and what are the repayment terms?
Section 123.204
How much can your business borrow for post-disaster mitigation?
Section 123.300
Is my business eligible to apply for an economic injury disaster loan?
Section 123.301
When would my business not be eligible to apply for an economic injury disaster loan?
Section 123.302
What is the interest rate on an economic injury disaster loan?
Section 123.303
How can my business spend my economic injury disaster loan?
Section 123.304
Is there a limit on the maximum loan amount to a single corporate group for COVID EIDL Loans?
Section 123.500
Definitions.
Section 123.501
Under what circumstances is your business eligible to be considered for a Military Reservist Economic Injury Disaster Loan?
Section 123.502
Under what circumstances is your business ineligible to be considered for a Military Reservist Economic Injury Disaster Loan?
Section 123.503
When can you apply for a Military Reservist EIDL?
Section 123.504
How do you apply for a Military Reservist EIDL?
Section 123.505
What if you are both an essential employee and the owner of the small business and you started active service before applying for a Military Reservist EIDL?
Section 123.506
How much can you borrow under the Military Reservist EIDL Program?
Section 123.507
Under what circumstances will SBA consider waiving the $2 million loan limit?
Section 123.508
How can you use Military Reservist EIDL funds?
Section 123.509
What can't you use Military Reservist EIDL funds for?
Section 123.510
What if you don't use your Military Reservist EIDL funds as authorized?
Section 123.511
How will SBA disburse Military Reservist EIDL funds?
Section 123.512
What is the interest rate on a Military Reservist EIDL?
Section 123.513
Does SBA require collateral on its Military Reservist EIDL?
Section 123.700
What is the Immediate Disaster Assistance Program?
Section 123.701
What is the application procedure for an IDAP loan?
Section 123.702
What are the eligibility requirements for an IDAP loan?
Section 123.703
What are the terms of an IDAP loan?
Section 123.704
Are there restrictions on how IDAP loan funds may be used?
Section 123.705
Are there any fees associated with IDAP loans?
Section 123.706
What are the requirements for IDAP Lenders?
Section 123.800
Purpose.
Section 123.801
Definitions.
Section 123.802
Scope and applicability.
Section 123.803
Federal preemption.
Section 123.804
Supersession of State or Local Requirements.
Section 123.805
Certifications as to State and Local Compliance.
Section 123.806
Interference with SBA Disaster Loan Usage.
Section 123.807
Severability.
Section 123.808
Applicability date.