16 CFR § 313.16 - Protection of Fair Credit Reporting Act.

---
identifier: "/us/cfr/t16/s313.16"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "16 CFR § 313.16 - Protection of Fair Credit Reporting Act."
title_number: 16
title_name: "Commercial Practices"
section_number: "313.16"
section_name: "Protection of Fair Credit Reporting Act."
chapter_name: "FEDERAL TRADE COMMISSION"
subchapter_number: "C"
subchapter_name: "REGULATIONS UNDER SPECIFIC ACTS OF CONGRESS"
part_number: "313"
part_name: "PRIVACY OF CONSUMER FINANCIAL INFORMATION"
positive_law: false
currency: "2026-03-24"
last_updated: "2026-03-24"
format_version: "1.1.0"
generator: "[email protected]"
authority: "15 U.S.C. 6801  12 U.S.C. 5519."
regulatory_source: "65 FR 33677, May 24, 2000, unless otherwise noted."
cfr_part: "313"
---


# 313.16 Protection of Fair Credit Reporting Act.

Nothing in this part shall be construed to modify, limit, or supersede the operation of the Fair Credit Reporting Act (15 U.S.C. 1681 *et seq.*), and no inference shall be drawn on the basis of the provisions of this part regarding whether information is transaction or experience information under section 603 of that Act.