16 CFR § 609.5 - Additional information to be included in electronic credit monitoring notices.
---
identifier: "/us/cfr/t16/s609.5"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "16 CFR § 609.5 - Additional information to be included in electronic credit monitoring notices."
title_number: 16
title_name: "Commercial Practices"
section_number: "609.5"
section_name: "Additional information to be included in electronic credit monitoring notices."
chapter_name: "FEDERAL TRADE COMMISSION"
subchapter_number: "F"
subchapter_name: "FAIR CREDIT REPORTING ACT"
part_number: "609"
part_name: "FREE ELECTRONIC CREDIT MONITORING FOR ACTIVE DUTY MILITARY"
positive_law: false
currency: "2026-03-24"
last_updated: "2026-03-24"
format_version: "1.1.0"
generator: "[email protected]"
authority: "15 U.S.C. 1681c-1(k)."
regulatory_source: "84 FR 31191, July 1, 2019, unless otherwise noted."
cfr_part: "609"
---
# 609.5 Additional information to be included in electronic credit monitoring notices.
(a) The notice required in § 609.3(a), or the first page within the electronic credit monitoring service to which the notice may direct the consumer, shall include a hyperlink to a summary of the consumer's rights under the Fair Credit Reporting Act, as prescribed by the Bureau of Consumer Financial Protection under 15 U.S.C. 1681g(c).
(b) The nationwide consumer reporting agency shall provide to a consumer, with each file disclosure provided in § 609.3(a), the summary of the consumer's rights under the Fair Credit Reporting Act, as prescribed by the Bureau of Consumer Financial Protection under 15 U.S.C. 1681g(c).