16 CFR § 660.3 - Reasonable policies and procedures concerning the accuracy and integrity of furnished information.
---
identifier: "/us/cfr/t16/s660.3"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "16 CFR § 660.3 - Reasonable policies and procedures concerning the accuracy and integrity of furnished information."
title_number: 16
title_name: "Commercial Practices"
section_number: "660.3"
section_name: "Reasonable policies and procedures concerning the accuracy and integrity of furnished information."
chapter_name: "FEDERAL TRADE COMMISSION"
subchapter_number: "F"
subchapter_name: "FAIR CREDIT REPORTING ACT"
part_number: "660"
part_name: "DUTIES OF FURNISHERS OF INFORMATION TO CONSUMER REPORTING AGENCIES"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "Pub. L. 108-159, sec. 311; 15 U.S.C. 1681s-2; 12 U.S.C. 5519(d)."
regulatory_source: "74 FR 31525, July 1, 2009, unless otherwise noted."
cfr_part: "660"
---
# 660.3 Reasonable policies and procedures concerning the accuracy and integrity of furnished information.
(a) *Policies and procedures.* Each furnisher must establish and implement reasonable written policies and procedures regarding the accuracy and integrity of the information relating to consumers that it furnishes to a consumer reporting agency. The policies and procedures must be appropriate to the nature, size, complexity, and scope of each furnisher's activities.
(b) *Guidelines.* Each furnisher must consider the guidelines in Appendix A of this part in developing its policies and procedures required by this section, and incorporate those guidelines that are appropriate.
(c) *Reviewing and updating policies and procedures.* Each furnisher must review its policies and procedures required by this section periodically and update them as necessary to ensure their continued effectiveness.