16 CFR § 682.1 - Definitions.

---
identifier: "/us/cfr/t16/s682.1"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "16 CFR § 682.1 - Definitions."
title_number: 16
title_name: "Commercial Practices"
section_number: "682.1"
section_name: "Definitions."
chapter_name: "FEDERAL TRADE COMMISSION"
subchapter_number: "F"
subchapter_name: "FAIR CREDIT REPORTING ACT"
part_number: "682"
part_name: "DISPOSAL OF CONSUMER REPORT INFORMATION AND RECORDS"
positive_law: false
currency: "2026-03-24"
last_updated: "2026-03-24"
format_version: "1.1.0"
generator: "[email protected]"
authority: "Pub. L. 108-159, sec. 216."
regulatory_source: "69 FR 68697, Nov. 24, 2004, unless otherwise noted."
cfr_part: "682"
---


# 682.1 Definitions.

(a) *In general.* Except as modified by this part or unless the context otherwise requires, the terms used in this part have the same meaning as set forth in the Fair Credit Reporting Act, 15 U.S.C. 1681 *et seq.*

(b) “*Consumer information*” means any record about an individual, whether in paper, electronic, or other form, that is a consumer report or is derived from a consumer report. Consumer information also means a compilation of such records. Consumer information does not include information that does not identify individuals, such as aggregate information or blind data.

(c) “*Dispose,*” “*disposing,*” or “*disposal*” means:

(1) The discarding or abandonment of consumer information, or

(2) The sale, donation, or transfer of any medium, including computer equipment, upon which consumer information is stored.