17 CFR § 162.7 - Reasonable and simple methods of opting out.

---
identifier: "/us/cfr/t17/s162.7"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "17 CFR § 162.7 - Reasonable and simple methods of opting out."
title_number: 17
title_name: "Commodity and Securities Exchanges"
section_number: "162.7"
section_name: "Reasonable and simple methods of opting out."
chapter_name: "COMMODITY FUTURES TRADING COMMISSION"
part_number: "162"
part_name: "PROTECTION OF CONSUMER INFORMATION UNDER THE FAIR CREDIT REPORTING ACT"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "Sec. 1088, Pub. L. 111-203; 124 Stat. 1376 (2010)."
regulatory_source: "76 FR 43884, July 22, 2011, unless otherwise noted."
cfr_part: "162"
---


# 162.7 Reasonable and simple methods of opting out.

(a) *In general.* A covered affiliate shall be prohibited from using eligibility information about a consumer received from an affiliate to make a solicitation to the consumer about the covered affiliate's financial products or services, unless the consumer is provided a reasonable and simple method to opt out, as required by this subpart.

(b) *Examples.* Reasonable and simple methods of opting out include:

(1) Designating a check-off box in a prominent position on an opt-out election form;

(2) Including a reply form and a self-addressed envelope (in a mailing);

(3) Providing an electronic means, if the consumer agrees, that can be electronically mailed or processed through an Internet Web site;

(4) Providing a toll-free telephone number; or

(5) Exercising an opt-out election through whatever means are acceptable under a consolidated privacy notice required under other laws.

(c) *Specific opt-out method.* Each consumer may be required to opt out through a specific method, as long as that method is acceptable under this subpart.