20 CFR § 228.15 - Reduction for age.

---
identifier: "/us/cfr/t20/s228.15"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "20 CFR § 228.15 - Reduction for age."
title_number: 20
title_name: "Employees' Benefits"
section_number: "228.15"
section_name: "Reduction for age."
chapter_name: "RAILROAD RETIREMENT BOARD"
subchapter_number: "B"
subchapter_name: "REGULATIONS UNDER THE RAILROAD RETIREMENT ACT"
part_number: "228"
part_name: "COMPUTATION OF SURVIVOR ANNUITIES"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "45 U.S.C. 231f."
regulatory_source: "60 FR 16368, Mar. 30, 1995, unless otherwise noted."
cfr_part: "228"
---


# 228.15 Reduction for age.

(a) *Widow(er), surviving divorced spouse, or remarried widow(er).* The tier I annuity component is reduced 
19/40 of 1 percent multiplied by the number of months before the annuitant attains full retirement age (presently age 65) effective with the annuity beginning date for widow(ers) born before 1/2/40. (For widow(ers) born after 1/1/40, see section 216(l) of the Social Security Act.)

(b) *Disabled widow(er), disabled surviving divorced spouse, or disabled remarried widow(er).* The tier I annuity component is reduced for a maximum of 60 months even though the annuity may begin at age 50.