20 CFR § 361.12 - Procedures for salary offset: Types of collection.

---
identifier: "/us/cfr/t20/s361.12"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "20 CFR § 361.12 - Procedures for salary offset: Types of collection."
title_number: 20
title_name: "Employees' Benefits"
section_number: "361.12"
section_name: "Procedures for salary offset: Types of collection."
chapter_name: "RAILROAD RETIREMENT BOARD"
subchapter_number: "F"
subchapter_name: "INTERNAL ADMINISTRATION, POLICY AND PROCEDURES"
part_number: "361"
part_name: "RECOVERY OF DEBTS OWED TO THE UNITED STATES GOVERNMENT BY GOVERNMENT EMPLOYEES"
positive_law: false
currency: "2026-03-24"
last_updated: "2026-03-24"
format_version: "1.1.0"
generator: "[email protected]"
authority: "5 U.S.C. 5514(b)(1)."
regulatory_source: "53 FR 45262, Nov. 9, 1988, unless otherwise noted."
cfr_part: "361"
---


# 361.12 Procedures for salary offset: Types of collection.

A debt will be collected in a lump sum or in installments. Collection will be effected in one lump sum collection unless the employee is financially unable to pay in one lump sum, or if the amount of the debt exceeds 15 percent of disposable pay. In these cases, deduction will be by installments.