20 CFR § 404.310 - When am I entitled to old-age benefits?

---
identifier: "/us/cfr/t20/s404.310"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "20 CFR § 404.310 - When am I entitled to old-age benefits?"
title_number: 20
title_name: "Employees' Benefits"
section_number: "404.310"
section_name: "When am I entitled to old-age benefits?"
chapter_name: "SOCIAL SECURITY ADMINISTRATION"
part_number: "404"
part_name: "FEDERAL OLD-AGE, SURVIVORS AND DISABILITY INSURANCE (1950-  )"
positive_law: false
currency: "2026-03-24"
last_updated: "2026-03-24"
format_version: "1.1.0"
generator: "[email protected]"
cfr_part: "404"
---


# 404.310 When am I entitled to old-age benefits?

We will find you entitled to old-age benefits if you meet the following three conditions:

(a) You are at least 62 years old;

(b) You have enough social security earnings to be fully insured as defined in §§ 404.110 through 404.115; and

(c) You apply; or you are entitled to disability benefits up to the month you attain full retirement age (as defined in § 404.409). When you attain full retirement age, your disability benefits automatically become old-age benefits.

[68 FR 4702, Jan. 30, 2003]