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Title 24, Part 201 — Title I Property Improvement and Manufactured Home Loans

44 sections

Applicability of the regulations.

Rules of construction.

Disclosure and verification of Social Security and Employer Identification Numbers.

Qualified mortgage.

Loan maturities.

Requirements for the note.

Interest and discount points.

Payments on the loan.

Late charges to borrowers.

Default provision.

Prepayment provision.

Modification agreement or repayment plan.

Refinanced and assumed loans.

Property improvement loan eligibility.

Manufactured home loan eligibility.

Credit requirements for borrowers.

Borrower's initial payment.

Security requirements.

Charges to borrower to obtain loan.

Conditions for loan disbursement.

Requirements for dealer loans.

Flood and hazard insurance, and Coastal Barriers properties.

Ineligible participants.

Reporting of loans for insurance.

Insurance charge.

Insurance coverage reserve account.

Post-disbursement loan requirements.

Loan servicing.

Bankruptcy, insolvency or death of borrower.

Administrative reports and examinations.

Lender efforts to cure the default.

Proceeding against the loan security.

Acquisition by voluntary conveyance or surrender.

Disposition of manufactured home loan property.

Insurance claim procedure.

Calculation of insurance claim payment.

Claims against debtors—principal amount of debt.

Claims against debtors—interest, penalties, and administrative costs.

Claims against lenders.