24 CFR § 1007.80 - Qualified mortgage.

---
identifier: "/us/cfr/t24/s1007.80"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "24 CFR § 1007.80 - Qualified mortgage."
title_number: 24
title_name: "Housing and Urban Development"
section_number: "1007.80"
section_name: "Qualified mortgage."
chapter_name: "OFFICE OF ASSISTANT SECRETARY FOR PUBLIC AND INDIAN HOUSING, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT"
part_number: "1007"
part_name: "SECTION 184A LOAN GUARANTEES FOR NATIVE HAWAIIAN HOUSING"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "12 U.S.C. 1715z-13b; 15 U.S.C. 1639c; 42 U.S.C. 3535(d)."
regulatory_source: "67 FR 40776, June 13, 2002, unless otherwise noted."
cfr_part: "1007"
---


# 1007.80 Qualified mortgage.

A mortgage guaranteed under section 184A of the Housing and Community Development Act of 1992 (1715z-13b), except for mortgage transactions exempted under § 203.19(c)(2), is a safe harbor qualified mortgage that meets the ability-to-repay requirements in 15 U.S.C. 1639c(a).

[78 FR 75238, Dec. 11, 2013]