25 CFR § 141.49 - Usury prohibited.

---
identifier: "/us/cfr/t25/s141.49"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "25 CFR § 141.49 - Usury prohibited."
title_number: 25
title_name: "Indians"
section_number: "141.49"
section_name: "Usury prohibited."
chapter_name: "BUREAU OF INDIAN AFFAIRS, DEPARTMENT OF THE INTERIOR"
subchapter_number: "G"
subchapter_name: "FINANCIAL ACTIVITIES"
part_number: "141"
part_name: "BUSINESS PRACTICES ON THE NAVAJO, HOPI AND ZUNI RESERVATIONS"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "5 U.S.C. 301; 25 U.S.C. 2 and 9; and Sec. 701, Pub. L. 114-74, 129 Stat. 599, unless otherwise noted."
regulatory_source: "40 FR 39835, Aug. 29, 1975, unless otherwise noted. Redesignated at 47 FR 13327, Mar. 30, 1982."
cfr_part: "141"
---


# 141.49 Usury prohibited.

No reservation business may take or receive money, goods, or other things of value for a loan or forbearance on a debt that exceeds in value the principal plus twenty-four percent (24 percent) per annum finance charge. Any reservation business contracting for, reserving, or receiving directly or indirectly, any greater amount shall forfeit the finance charge.