25 CFR § 256.26 - Will I need flood insurance?

---
identifier: "/us/cfr/t25/s256.26"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "25 CFR § 256.26 - Will I need flood insurance?"
title_number: 25
title_name: "Indians"
section_number: "256.26"
section_name: "Will I need flood insurance?"
chapter_name: "BUREAU OF INDIAN AFFAIRS, DEPARTMENT OF THE INTERIOR"
subchapter_number: "K"
subchapter_name: "HOUSING"
part_number: "256"
part_name: "HOUSING IMPROVEMENT PROGRAM (HIP)"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "25 U.S.C. 13, 5 U.S.C. 301, 25 U.S.C. 2 and 9, and 43 U.S.C. 1457."
regulatory_source: "80 FR 69596, Nov. 10, 2015, unless otherwise noted."
cfr_part: "256"
---


# 256.26 Will I need flood insurance?

You will need flood insurance if your house is located in an area identified as having special flood hazards under the Flood Disaster Protection Act of 1973 (Pub. L. 93-234, 87 Stat. 975). Your servicing housing office will advise you.