31 CFR § 210.12 - RDFI's rights of recovery.

---
identifier: "/us/cfr/t31/s210.12"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "31 CFR § 210.12 - RDFI's rights of recovery."
title_number: 31
title_name: "Money and Finance: Treasury"
section_number: "210.12"
section_name: "RDFI's rights of recovery."
chapter_name: "FISCAL SERVICE, DEPARTMENT OF THE TREASURY"
subchapter_number: "A"
subchapter_name: "BUREAU OF THE FISCAL SERVICE"
part_number: "210"
part_name: "FEDERAL GOVERNMENT PARTICIPATION IN THE AUTOMATED CLEARING HOUSE"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "5 U.S.C. 5525; 12 U.S.C. 391; 31 U.S.C. 321, 3301, 3302, 3321, 3332, 3335, and 3720."
regulatory_source: "64 FR 17487, Apr. 9, 1999, unless otherwise noted."
cfr_part: "210"
---


# 210.12 RDFI's rights of recovery.

(a) *Matters between the RDFI and its customer.* This subpart does not authorize or direct an RDFI to debit or otherwise affect the account of a recipient. Nothing in this subpart shall be construed to affect the right an RDFI has under state law or the RDFI's contract with a recipient to recover any amount from the recipient's account.

(b) *Liability unaffected.* The liability of the RDFI under this subpart is not affected by actions taken by the RDFI to recover any portion of the outstanding total from any party.